Acima’s lease-purchase program (sometimes called rental-purchase) offers an option for you to pick out the merchandise you need and take it home today. And you don’t have to make a big upfront payment or a long-term commitment. Upon lease approval, you pick out the merchandise you want, and Acima purchases the merchandise from the participating merchant location. The property is owned by Acima and rented to you until you elect to complete all of the lease renewal payments, or use an early purchase option. After that, you own the merchandise! Alternatively, you may also terminate the lease at any time, without penalty.
What is needed for approval?
- Income History—You need to have a minimum of 3-Months of Verifiable Income.
- Monthly Income—You need to have a minimum of $1000 deposited to your checking account each month.
- Checking account—You need to have a checking account open for at least 90-days.
- Checking Activity—Your account needs to be free of NSF’s, Excessive Overdrafts, and Negative Balances.
Ask a sales associate for more information and details on how you can take advantage of this great and flexible option!
Available Purchase Options
- 90 Days—Payoff within 90 Days and ACIMA will close your account for the amount financed, + $25.
- Payoff anytime after 90 days and save 25% or more on all future payments.
- Payoff over 12 months and we’ll setup a flexible payment schedule tailored to coincide with your payroll dates.